Turn receivables, inventory, or owned equipment into working capital — a fit for businesses with strong assets but tighter cash flow than a traditional loan requires.
Rates and terms are illustrative and vary based on the asset type and quality. Final terms confirmed by your underwriter.
Qualification centers on your assets' value, not just financial statements.
Unlock cash tied up in receivables or inventory within days, not weeks.
As your receivables or inventory grow, your available capital can grow with them.
One point of contact who evaluates your specific assets directly.
Since the loan is secured by your assets, qualification focuses on what you own and are owed.
Provide receivables aging, inventory reports, or equipment details for review.
Your underwriter values the assets and confirms your advance rate directly with you.
Funds are released by direct deposit once your agreement is signed.
Accounts receivable, inventory, and owned equipment are the most common. Your underwriter will confirm which of your specific assets qualify.
A factor rate is a flat multiplier on the funded amount rather than a rate that compounds over time. Use our Loan Calculator to see it converted into an estimated APR.
This is addressed in your specific agreement and depends on the structure — your underwriter will walk through recourse terms before you sign.
It takes about three minutes. No obligation, and no impact to your credit score to get started.