Asset-secured financing

Equipment Financing

Finance the vehicles, machinery, and hard assets that keep your business running — without tying up the cash you need for day-to-day operations.

Equipment Financing Snapshot
Loan-to-value
90%–100%
Term length
12–60 months
Est. annual rate
8%–24%
Time to fund
2–3 business days

Rates and terms are illustrative and vary based on equipment type, age, and creditworthiness. Final terms confirmed by your underwriter.

Why Equipment Financing

Get the asset working for you, not against your cash flow

Up to 100% LTV

Finance the full purchase price on qualifying equipment — no large down payment required.

Fast turnaround

Most approvals fund within 2 to 3 business days, so equipment downtime stays minimal.

New or used equipment

Finance new purchases or existing owned equipment through a sale-leaseback structure.

Dedicated underwriter

One point of contact who understands your equipment and industry.

Eligibility

What you'll need to qualify

Equipment financing is secured by the asset itself, which often makes qualifying more flexible.

  • 3+ months in business
  • A signed quote or invoice for the equipment
  • Valid business bank account with 3 months of statements
  • Government-issued ID for all business owners
  • No open bankruptcies at time of application
Process

From quote to equipment on-site

01

Share the equipment quote

Send us the invoice or quote along with basic business details.

02

Underwriting review

Your underwriter confirms terms directly and structures the financing around the asset.

03

Sign & take delivery

We fund the vendor directly — your equipment ships or arrives on schedule.

Common Questions

Equipment financing FAQs

Yes, in most cases the financed equipment secures the loan. This is part of why approval can be more flexible than an unsecured term loan.

Yes. We finance both new and used equipment, subject to age and condition review during underwriting.

Vehicles, heavy machinery, construction equipment, manufacturing equipment, and most other hard business assets typically qualify.

Ready to finance your next equipment purchase?

It takes about three minutes. No obligation, and no impact to your credit score to get started.

Check Your Options — Apply Now