A lump sum of capital with a fixed rate and fixed repayment schedule — built for expansion, inventory buys, or working capital you'll pay back on a predictable timeline.
Rates and terms are illustrative and vary based on time in business, revenue, and creditworthiness. Final terms confirmed by your underwriter.
Know your exact payment every month for the life of the loan — no surprises.
Get the full amount up front to deploy toward one project or purchase.
Origination and any applicable fees are disclosed up front in plain language.
One point of contact who knows your file from application to funding.
We review the whole picture of your business, not just a credit score. These are the baseline requirements most approved applicants meet.
Tell us your funding need and upload 3 months of bank statements. Takes about 3 minutes.
A dedicated underwriter reviews your file directly and calls to confirm your offer.
Sign your agreement and receive funds by direct deposit — often within 24 hours.
Yes. Once your term loan is approved and signed, your rate and monthly payment stay fixed for the full term — they won't change even if market rates move.
Yes. Early payoff terms are outlined in your agreement before you sign, so you know exactly what to expect if you pay off ahead of schedule.
Most business purposes qualify — inventory, payroll, marketing, expansion, or working capital. Your underwriter can confirm eligibility for your specific use case.
It takes about three minutes. No obligation, and no impact to your credit score to get started.