Direct lender · Midland, TX

Get fast, reliable, hassle-free capital. Get approved in minutes, Get funded today.

Quick Lender Capital LLC funds working capital, equipment, and growth for businesses that banks make wait. One application. A direct underwriting team. Funds as soon as 2 hours after approval.

No obligation · No impact to your credit score

Funding Snapshot APPROVED
Requested amount
$250,000
Term
24 months
Est. rate (factor)
1.18–1.32
Time to fund
2 hrs

Underwriting review · 85% complete

PERSONAL LOANS  $25K–$2M COMMERCIAL LOANS  UP TO $500K RESIDENTIAL LOANS  90–100% LTV BUSINESS TERM LOANS  FACTOR 1.10–1.40 LINE-OF-CREDIT  CUSTOM STRUCTURE EQUIPMENT FINANCING  BY ENGAGEMENT ASSET BASED LENDING  $1M+ CAPITAL RAISES PERSONAL LOANS  $25K–$2M COMMERCIAL LOANS  UP TO $500K RESIDENTIAL LOANS  90–100% LTV BUSINESS TERM LOANS  FACTOR 1.10–1.40 LINE-OF-CREDIT  CUSTOM STRUCTURE EQUIPMENT FINANCING  BY ENGAGEMENT ASSET BASED LENDING  $1M+ CAPITAL RAISES
$0M+

Capital funded to date

0hr

Fastest funding turnaround

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Businesses funded

0/5

Average client rating

Financing Products

Ten ways to capitalize your business, one direct underwriting team.

We hold and fund every deal ourselves — no broker chains, no reselling your file. That means faster answers and terms built around your actual business.

Flexible Terms

Personal Loans

Flexible financing solutions for personal projects, major purchases, debt consolidation, or unexpected expenses.

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Owner & Investor

Commercial Loans

Financing for commercial property acquisition, refinancing, expansion, and investment opportunities.

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Purchase & Refinance

Residential Loans

Mortgage financing for primary residences, second homes, and residential investment properties.

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$25K – $2M

Business Term Loans

Fixed-rate capital with predictable monthly payments for expansion, inventory, acquisitions, or working capital.

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Up to $500K

Business Line of Credit

Revolving business capital you can access whenever needed while paying interest only on the funds you use.

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90–100% LTV

Equipment Financing

Finance vehicles, machinery, and hard assets without draining cash reserves.

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Factor 1.10–1.40

Asset-Based Lending

Unlock capital against receivables, inventory, equipment, and other business assets.

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Fast Closings

Fix-and-Flip Loans

Short-term financing for purchasing, renovating, and reselling residential investment properties.

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Build Financing

Ground-Up Construction Loans

Construction financing with staged funding for residential and commercial development projects.

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Bridge Capital

Gap Funding

Bridge financing designed to cover funding gaps until permanent financing or project proceeds become available.

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Not sure which fits?

Answer a few questions and we'll match you to the right product and rate range.

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Secured vs Unsecured

Which Loan Fits Your Needs?
We'll guide you to the loan option that best fits your needs—in just a few clicks.

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How Funding Works

Three steps, start to funded.

01

Apply in minutes

Tell us about your business and funding need — no lengthy paperwork upfront, no hard credit pull to start.

02

Talk to your underwriter

A dedicated Quick Lender Capital underwriter reviews your file directly and contact you to confirm term.

03

Get funded

Sign your agreement and get your funds by direct deposit as soon as 2–4 hours after approval.

Why Quick Lender Capital

A direct lender, not a marketplace reselling your file.

We underwrite and fund with our own capital from Midland, Texas. That means one point of contact, consistent terms, and decisions made by people who actually review your business — not an algorithm shopping your application to a dozen lenders.

Direct capital

We fund every approved deal ourselves — no third-party resale.

2-4 hour funding

Once approved, most clients see funds within one business day.

Transparent terms

Every offer spells out rate, term, and fees in plain language before you sign.

Dedicated underwriter

A named point of contact who knows your file from application to funding.

Backed By

Our Partners

Client Results

Businesses we've funded.

"We needed equipment financing fast during our busiest season. Quick Lender Capital had funds in our account two days after we applied."

RM

Rosa Martinez

Owner, Martinez Logistics

"Our line of credit gave us breathing room during a slow quarter. Straightforward terms, no surprise fees."

DK

David Kim

Founder, Kim Restaurant Group

"The underwriter actually understood our industry. That made all the difference versus the bank we tried first."

JT

Jordan Thomas

CEO, Permian Fleet Services

"The application process was incredibly simple. We secured working capital in less than 48 hours and kept our expansion on schedule."

AL

Ashley Lewis

Owner, Lewis Home Remodeling

"Their team explained every option clearly and helped us choose financing that matched our cash flow instead of pushing the biggest loan."

MP

Michael Patel

Managing Director, Apex Manufacturing

"From approval to funding, everything happened exactly as promised. We'd confidently work with Quick Lender Capital again."

SC

Sophia Carter

President, Carter Commercial Builders

Common Questions

Quick answers

Most approved applications fund within 2 to 4 hours. Complex asset-based or bond financing may take longer due to additional documentation review.

No. Our initial review uses a soft credit check that does not affect your score. A hard inquiry only occurs if you move forward with a formal offer.

Typically 3 months of bank statements, a government-issued ID, and basic business details. Larger facilities may require tax returns or financial statements.

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Ready to see what your business qualifies for?

It takes about three minutes. No obligation, and no impact to your credit score to get started.